medical devicesStatute: IRC §213(d)

Is Fingertip Pulse Oximeter FSA Eligible?

Compact fingertip monitor providing instant blood oxygen saturation (SpO2) and pulse rate readings.

Quick Answer: Yes, It Is Covered

Yes! Fingertip Pulse Oximeter is 100% FSA and HSA eligible over-the-counter with no prescription or medical letter required.

Eligibility Criteria Matrix

Healthcare FSA (Flexible Spending)Eligible
HSA (Health Savings Account)Eligible
Doctor Prescription RequiredNo (OTC)
Letter of Medical Necessity (LMN)Not Required

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Frequently Asked Questions: Fingertip Pulse Oximeter

Is Fingertip Pulse Oximeter covered by my FSA?

Yes, Fingertip Pulse Oximeter is an eligible healthcare expense under IRS Code Section 213(d). You can use your FSA card at point-of-sale or submit itemized receipts for direct reimbursement.

Do I need a prescription to buy Fingertip Pulse Oximeter?

No prescription is needed. Over-the-counter health supplies and medications have been fully eligible without a doctor's prescription since the CARES Act of 2020.

What documentation do I need to keep for my Fingertip Pulse Oximeter claim?

Save an itemized receipt or receipt email showing the merchant name, date of purchase, product description ("Fingertip Pulse Oximeter"), and amount paid. Credit card statements alone do not satisfy IRS audit requirements.

Where is the best place to purchase Fingertip Pulse Oximeter with an FSA card?

You can purchase directly at FSA-certified online retailers such as the FSA Store, or on Amazon using the FSA/HSA filter. Both accept benefits cards directly during checkout.