medical devicesStatute: IRC §213(d) / FDA Class II Device

Is Continuous Glucose Monitor (CGM) FSA Eligible?

Wearable biosensors (Dexcom G7, Abbott FreeStyle Libre 3, Dexcom Stelo) tracking interstitial glucose levels in real time. Prescription models are fully eligible; OTC wellness CGMs require an LMN if used for non-diabetic metabolic tracking.

Quick Answer: Yes, It Is Covered

Yes, Continuous Glucose Monitor (CGM) is eligible with a valid prescription from an eye care provider or licensed medical practitioner.

Eligibility Criteria Matrix

Healthcare FSA (Flexible Spending)Eligible
HSA (Health Savings Account)Eligible
Doctor Prescription RequiredYes (Rx Required)
Letter of Medical Necessity (LMN)Not Required

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Frequently Asked Questions: Continuous Glucose Monitor (CGM)

Is Continuous Glucose Monitor (CGM) covered by my FSA?

Yes, Continuous Glucose Monitor (CGM) is an eligible healthcare expense under IRS Code Section 213(d). You can use your FSA card at point-of-sale or submit itemized receipts for direct reimbursement.

Do I need a prescription to buy Continuous Glucose Monitor (CGM)?

Yes. A valid doctor or optometrist prescription is required to purchase or claim reimbursement for Continuous Glucose Monitor (CGM).

What documentation do I need to keep for my Continuous Glucose Monitor (CGM) claim?

Save an itemized receipt or receipt email showing the merchant name, date of purchase, product description ("Continuous Glucose Monitor (CGM)"), and amount paid. Credit card statements alone do not satisfy IRS audit requirements.

Where is the best place to purchase Continuous Glucose Monitor (CGM) with an FSA card?

You can purchase directly at FSA-certified online retailers such as the FSA Store, or on Amazon using the FSA/HSA filter. Both accept benefits cards directly during checkout.