Stop Losing.
Start Rebelling.
Americans forfeit $4.5 billion in FSA funds every year. SpendRebel sends smart reminders and personalized spending plans so you never waste a dollar.
FSA Balance
$1,847
of $3,300 total
Days Left
67
$27.57/day to spend it all
At Risk
$1,187
Above $660 carryover max
The Problem
The FSA Problem Is Massive
Millions of Americans lose money every year simply because they forget to spend their pre-tax health benefits before the deadline.
$4.5B
Forfeited annually by American workers
52%
Of FSA holders lose money every year
$441
Average amount forfeited per person
How It Works
Three Steps to Saving Your Benefits
Set up in 2 minutes
Enter your FSA/HSA balance, plan year dates, and carryover rules. That's it.
Get smart reminders
We calculate your burn rate, project your remaining balance, and send perfectly-timed nudges.
Spend wisely
Browse eligible products, get personalized spending plans, and never waste a dollar.
Features
Everything You Need to Maximize Your Benefits
Balance Tracking
See your FSA/HSA balance at a glance with progress bars, burn rate, and projected remainder.
Smart Reminders
Escalating notifications that start gentle and get urgent as your deadline approaches.
Eligibility Search
Instantly check if any product is FSA/HSA eligible. Search 18+ categories with surprise finds.
Spending Plans
Get a personalized plan to spend your remaining balance wisely on things you actually need.
Plan Year Intelligence
Automatically handles carryover limits, grace periods, and plan year deadlines for your employer.
Surprise Eligibility
Discover things you didn't know were eligible: sunscreen, massage guns, TENS units, and more.
Join the Rebellion
Every year, Americans forfeit billions in FSA money. Be part of the movement that says “no more.”
Pricing
100% Free. Every Feature Included.
No premium tier. No paywall. No credit card. Every feature is free for everyone, forever.
Free Forever
All features, no limits, no catches
$0/forever
- Unlimited FSA/HSA/DCFSA accounts
- Smart escalating reminders
- Balance tracking & countdown
- Eligibility search (18+ categories)
- Personalized spending plans
- Family member accounts
- Receipt photo storage & OCR
- Open enrollment advisor
- HSA investment calculator
- Tax reports & CSV export
Don't Let Your Benefits
Go to Waste
Set up in 2 minutes. Start getting smart reminders immediately. It's free, and your FSA balance is counting down.