Is LASIK & PRK Eye Surgery FSA Eligible?
Laser-assisted in situ keratomileusis corrective refractive surgery for nearsightedness, farsightedness, and astigmatism.
Yes! LASIK & PRK Eye Surgery is 100% FSA and HSA eligible over-the-counter with no prescription or medical letter required.
Eligibility Criteria Matrix
Where to Buy & Typical Cost
Typical retail price range: $1500 – $4500
Specialist / Provider Direct
Pay direct to clinic and file reimbursement
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Frequently Asked Questions: LASIK & PRK Eye Surgery
Is LASIK & PRK Eye Surgery covered by my FSA?
Yes, LASIK & PRK Eye Surgery is an eligible healthcare expense under IRS Code Section 213(d). You can use your FSA card at point-of-sale or submit itemized receipts for direct reimbursement.
Do I need a prescription to buy LASIK & PRK Eye Surgery?
No prescription is needed. Over-the-counter health supplies and medications have been fully eligible without a doctor's prescription since the CARES Act of 2020.
What documentation do I need to keep for my LASIK & PRK Eye Surgery claim?
Save an itemized receipt or receipt email showing the merchant name, date of purchase, product description ("LASIK & PRK Eye Surgery"), and amount paid. Credit card statements alone do not satisfy IRS audit requirements.
Where is the best place to purchase LASIK & PRK Eye Surgery with an FSA card?
You can purchase directly at FSA-certified online retailers such as the FSA Store, or on Amazon using the FSA/HSA filter. Both accept benefits cards directly during checkout.
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