visionStatute: IRC §213(d)

Is Contact Lenses FSA Eligible?

Soft or rigid gas permeable contact lenses. Includes daily, bi-weekly, and monthly disposable vision correction.

Quick Answer: Yes, It Is Covered

Yes, Contact Lenses is eligible with a valid prescription from an eye care provider or licensed medical practitioner.

Eligibility Criteria Matrix

Healthcare FSA (Flexible Spending)Eligible
HSA (Health Savings Account)Eligible
Doctor Prescription RequiredYes (Rx Required)
Letter of Medical Necessity (LMN)Not Required

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Frequently Asked Questions: Contact Lenses

Is Contact Lenses covered by my FSA?

Yes, Contact Lenses is an eligible healthcare expense under IRS Code Section 213(d). You can use your FSA card at point-of-sale or submit itemized receipts for direct reimbursement.

Do I need a prescription to buy Contact Lenses?

Yes. A valid doctor or optometrist prescription is required to purchase or claim reimbursement for Contact Lenses.

What documentation do I need to keep for my Contact Lenses claim?

Save an itemized receipt or receipt email showing the merchant name, date of purchase, product description ("Contact Lenses"), and amount paid. Credit card statements alone do not satisfy IRS audit requirements.

Where is the best place to purchase Contact Lenses with an FSA card?

You can purchase directly at FSA-certified online retailers such as the FSA Store, or on Amazon using the FSA/HSA filter. Both accept benefits cards directly during checkout.