medical devicesStatute: IRC §213(d) / FDA Class III Device

Is Automated External Defibrillator (AED) FSA Eligible?

FDA-cleared portable automated external defibrillators designed for immediate home or office response to sudden cardiac arrest (e.g. Philips HeartStart, Cardiac Science).

Quick Answer: Yes, It Is Covered

Yes! Automated External Defibrillator (AED) is 100% FSA and HSA eligible over-the-counter with no prescription or medical letter required.

Eligibility Criteria Matrix

Healthcare FSA (Flexible Spending)Eligible
HSA (Health Savings Account)Eligible
Doctor Prescription RequiredNo (OTC)
Letter of Medical Necessity (LMN)Not Required

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Frequently Asked Questions: Automated External Defibrillator (AED)

Is Automated External Defibrillator (AED) covered by my FSA?

Yes, Automated External Defibrillator (AED) is an eligible healthcare expense under IRS Code Section 213(d). You can use your FSA card at point-of-sale or submit itemized receipts for direct reimbursement.

Do I need a prescription to buy Automated External Defibrillator (AED)?

No prescription is needed. Over-the-counter health supplies and medications have been fully eligible without a doctor's prescription since the CARES Act of 2020.

What documentation do I need to keep for my Automated External Defibrillator (AED) claim?

Save an itemized receipt or receipt email showing the merchant name, date of purchase, product description ("Automated External Defibrillator (AED)"), and amount paid. Credit card statements alone do not satisfy IRS audit requirements.

Where is the best place to purchase Automated External Defibrillator (AED) with an FSA card?

You can purchase directly at FSA-certified online retailers such as the FSA Store, or on Amazon using the FSA/HSA filter. Both accept benefits cards directly during checkout.