Target FSA & HSA Guide
Don't let your hard-earned benefits disappear. Here is everything you need to know about Target's 2026 Flexible Spending Account rules, rollover limits, and deadline dates.
Plan Highlights at a Glance
Active for 2026Alight Solutions
Portal & debit card issuer
$3,400
Pre-tax annual limit
Grace period through 3/15
Excess is forfeited
1/1 – 12/31
Coverage period
Administrator Note: Target provides Team Member FSA benefits through Alight Solutions with a 2.5-month grace period through March 15.
Track your Target FSA in 30 Seconds
We already have Target's plan year, administrator, and Grace period through 3/15 rules loaded. Just enter your remaining balance and let SpendRebel calculate your daily burn rate and deadline reminders.
How to File a Claim with Alight Solutions
Follow these steps to ensure fast reimbursement before your filing run-out window closes:
Collect Itemized Documentation
Credit card slips or canceled checks are not accepted by the IRS. You need an itemized receipt or Explanation of Benefits (EOB) showing provider name, date of service, description of service/item, and patient out-of-pocket amount.
Log in to Alight Solutions
Navigate to your employer's dedicated benefits portal or mobile app provided by Alight Solutions. Verify your remaining balance under your Account Summary.
Submit Online or Via Mobile App
Click "Submit a Claim" or "File Reimbursement", upload clear photos of your receipts, enter the expense amount, and select direct deposit for reimbursement in 3-5 business days.
Confirm Claim Acceptance
Check your claim status within 48-72 hours. If an item requires a Letter of Medical Necessity (LMN) or additional detail, respond promptly to avoid denial.
Frequently Asked Questions for Target
What is the 2026 FSA contribution limit for Target?
For the 2026 plan year, employees of Target can contribute up to $3,400 in pre-tax dollars to their Healthcare FSA, per IRS Revenue Procedure 2024-40.
Who administers Target's health benefits?
Target's FSA/HSA accounts are administered by Alight Solutions. You can submit claims, view transactions, and check account balances through their web portal or mobile app.
Does Target allow FSA funds to roll over?
No direct carryover, but Target offers a grace period giving you until 3/15 to incur qualifying expenses using prior-year funds.
How do I avoid forfeiting my FSA money at Target?
Track your balance throughout the year, know your required daily burn rate, and schedule preventive vision/dental care or stock up on eligible OTC medication before your deadline hits. SpendRebel pre-fills Target's exact plan rules so you get automatic deadline alerts.
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