womens healthStatute: CARES Act §3702

Is Period Products (Cups, Tampons, Pads) FSA Eligible?

Menstrual cups, sanitary pads, tampons, and period underwear. Fully eligible without prescription since the 2020 CARES Act.

Quick Answer: Yes, It Is Covered

Yes! Period Products (Cups, Tampons, Pads) is 100% FSA and HSA eligible over-the-counter with no prescription or medical letter required.

Eligibility Criteria Matrix

Healthcare FSA (Flexible Spending)Eligible
HSA (Health Savings Account)Eligible
Doctor Prescription RequiredNo (OTC)
Letter of Medical Necessity (LMN)Not Required

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Frequently Asked Questions: Period Products (Cups, Tampons, Pads)

Is Period Products (Cups, Tampons, Pads) covered by my FSA?

Yes, Period Products (Cups, Tampons, Pads) is an eligible healthcare expense under IRS Code Section 213(d). You can use your FSA card at point-of-sale or submit itemized receipts for direct reimbursement.

Do I need a prescription to buy Period Products (Cups, Tampons, Pads)?

No prescription is needed. Over-the-counter health supplies and medications have been fully eligible without a doctor's prescription since the CARES Act of 2020.

What documentation do I need to keep for my Period Products (Cups, Tampons, Pads) claim?

Save an itemized receipt or receipt email showing the merchant name, date of purchase, product description ("Period Products (Cups, Tampons, Pads)"), and amount paid. Credit card statements alone do not satisfy IRS audit requirements.

Where is the best place to purchase Period Products (Cups, Tampons, Pads) with an FSA card?

You can purchase directly at FSA-certified online retailers such as the FSA Store, or on Amazon using the FSA/HSA filter. Both accept benefits cards directly during checkout.