Is IVF & Infertility Clinical Procedures FSA Eligible?
In Vitro Fertilization (IVF) cycles, intracytoplasmic sperm injection (ICSI), egg and embryo retrieval, and storage fees for medically necessary fertility treatments.
Yes! IVF & Infertility Clinical Procedures is 100% FSA and HSA eligible over-the-counter with no prescription or medical letter required.
Eligibility Criteria Matrix
Where to Buy & Typical Cost
Typical retail price range: $3000 – $25000
Specialist / Provider Direct
Pay direct to clinic and file reimbursement
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Frequently Asked Questions: IVF & Infertility Clinical Procedures
Is IVF & Infertility Clinical Procedures covered by my FSA?
Yes, IVF & Infertility Clinical Procedures is an eligible healthcare expense under IRS Code Section 213(d). You can use your FSA card at point-of-sale or submit itemized receipts for direct reimbursement.
Do I need a prescription to buy IVF & Infertility Clinical Procedures?
No prescription is needed. Over-the-counter health supplies and medications have been fully eligible without a doctor's prescription since the CARES Act of 2020.
What documentation do I need to keep for my IVF & Infertility Clinical Procedures claim?
Save an itemized receipt or receipt email showing the merchant name, date of purchase, product description ("IVF & Infertility Clinical Procedures"), and amount paid. Credit card statements alone do not satisfy IRS audit requirements.
Where is the best place to purchase IVF & Infertility Clinical Procedures with an FSA card?
You can purchase directly at FSA-certified online retailers such as the FSA Store, or on Amazon using the FSA/HSA filter. Both accept benefits cards directly during checkout.
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