dentalStatute: IRC §213(d)

Is Invisalign & Clear Aligners FSA Eligible?

Custom clear plastic orthodontic aligners to straighten teeth, correct crossbites, and address malocclusion.

Quick Answer: Yes, It Is Covered

Yes! Invisalign & Clear Aligners is 100% FSA and HSA eligible over-the-counter with no prescription or medical letter required.

Eligibility Criteria Matrix

Healthcare FSA (Flexible Spending)Eligible
HSA (Health Savings Account)Eligible
Doctor Prescription RequiredNo (OTC)
Letter of Medical Necessity (LMN)Not Required

Where to Buy & Typical Cost

Typical retail price range: $2500 – $7500

$2500 – $7500

Specialist / Provider Direct

Pay direct to clinic and file reimbursement

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Frequently Asked Questions: Invisalign & Clear Aligners

Is Invisalign & Clear Aligners covered by my FSA?

Yes, Invisalign & Clear Aligners is an eligible healthcare expense under IRS Code Section 213(d). You can use your FSA card at point-of-sale or submit itemized receipts for direct reimbursement.

Do I need a prescription to buy Invisalign & Clear Aligners?

No prescription is needed. Over-the-counter health supplies and medications have been fully eligible without a doctor's prescription since the CARES Act of 2020.

What documentation do I need to keep for my Invisalign & Clear Aligners claim?

Save an itemized receipt or receipt email showing the merchant name, date of purchase, product description ("Invisalign & Clear Aligners"), and amount paid. Credit card statements alone do not satisfy IRS audit requirements.

Where is the best place to purchase Invisalign & Clear Aligners with an FSA card?

You can purchase directly at FSA-certified online retailers such as the FSA Store, or on Amazon using the FSA/HSA filter. Both accept benefits cards directly during checkout.