Is Allergy Medication (Claritin, Zyrtec, Allegra) FSA Eligible?
Second-generation non-drowsy antihistamines (loratadine, cetirizine, fexofenadine) for hay fever and outdoor seasonal allergies.
Yes! Allergy Medication (Claritin, Zyrtec, Allegra) is 100% FSA and HSA eligible over-the-counter with no prescription or medical letter required.
Eligibility Criteria Matrix
Where to Buy & Typical Cost
Typical retail price range: $12 – $40
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Frequently Asked Questions: Allergy Medication (Claritin, Zyrtec, Allegra)
Is Allergy Medication (Claritin, Zyrtec, Allegra) covered by my FSA?
Yes, Allergy Medication (Claritin, Zyrtec, Allegra) is an eligible healthcare expense under IRS Code Section 213(d). You can use your FSA card at point-of-sale or submit itemized receipts for direct reimbursement.
Do I need a prescription to buy Allergy Medication (Claritin, Zyrtec, Allegra)?
No prescription is needed. Over-the-counter health supplies and medications have been fully eligible without a doctor's prescription since the CARES Act of 2020.
What documentation do I need to keep for my Allergy Medication (Claritin, Zyrtec, Allegra) claim?
Save an itemized receipt or receipt email showing the merchant name, date of purchase, product description ("Allergy Medication (Claritin, Zyrtec, Allegra)"), and amount paid. Credit card statements alone do not satisfy IRS audit requirements.
Where is the best place to purchase Allergy Medication (Claritin, Zyrtec, Allegra) with an FSA card?
You can purchase directly at FSA-certified online retailers such as the FSA Store, or on Amazon using the FSA/HSA filter. Both accept benefits cards directly during checkout.
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